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payment methods


The credit card solution from Micropayment is the ideal means of payment for e-commerce, fundraising, high-priced goods and services.

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  • Visa logo
  • Mastercard logo
  • American Express logo
creditcard system

Credit card solution

The most important value for our merchants is the simple and fully automatic billing of national and international transactions: In addition to EUR, the Micropayment credit card system supports US dollar, British pound and Swiss franc and many more. Your customers will be charged in the respective foreign currency. Our merchants receives the payout in EUR as usual.

With a market experience of more than 15 years, we offer the best possible service. Our continuous PCI certification since 2009 and our direct contact with the acquirer guarantee the safest and simplest processing for you.

In recent years, the number of issued credit cards has risen rapidly. The long-standing as an exclusive means of payment for stationary trading credit card wins, especially in the online area to dissemination. According to a Bundesbank study, 20% of all online purchases are paid by credit card.

  • Average amount over 80 EUR

  • transactions from 150 countries

  • more than 1.000 established credit card terminals

international currencies

billing in foreign currency

Usually, a separate Credit card acceptance contract must be concluded for each settled currency. If you do not want a new credit card acceptance contract, Micropayment offers a conversion mode. For this mode, the Micropayment credit card system converts the incoming payment at the current exchange rate.

credit card - the solution for international payments

Other benefits of paying by creditcard are listed below. Further information on the product can be found on the following page.

your individual payment


added value for your customers

pay fast

uncomplicated payment without separate registration

safety fo sensible data

maximum security of sensitive payment data

Exchange coins

no costs for currency conversion

Payment plugins for your shop

CreditCard - Simply integrate and pay.

You already have a shop software in use and would like to integrate further payment systems? We offer you a fast and comfortable solution with our ready-to-use payment modules.

Overview of the shop plugins


Discover our diversity!

Online payment made easy, quickly integrated and ready for use - ready-to-use payment windows and preconfigured shop plugins allow immediate action In addition, Micropayment also offers white label APIs and interfaces for integration into numerous existing systems.

With our API solutions, you adjust your incoming payments exactly as you wish

Register as a partner and benefit from our experience and solutions. Our products are constantly evolving and optimized to provide the best possible efficiency.

all specials

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    you individual payment

    Our payment systems are offered as ready-made web solutions. The integration of Micropayment payment systems ist therefore really easy.

    view web solution
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    This payment method can also be accessed via our
    API interfaces. The connection to our interfaces results in unimagined freedoms.

    Learn more
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    pay securely on the net

    Micropayment actively protects merchants against fraud and fake bookings. Depending on the payment method and service, appropriate security modules are used or optionally offered.

    security modules
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    possible industries

    PAYMENT SERVICE FOR YOUR INDUSTRY - as individual as your customers.

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    PCI: DSS certified

    The IT infrastructure and the complete application level of Micropayment has been certified according to the Payment Card Industry Data Security Standard (PCI: DSS) Level 1.

    view certificate
  • German Doctors e.V.. - Markus Rödel
    Micropayment: German Doctors e.V.
    German Doctors e.V.

    Markus Rödel

    Online Fundraising

    "It is crucial for German Doctors that an online payment system is user-friendly
    and not perceived as a hurdle by the donor." [ read interview ]

    more product reviews
  • Aktion Deutschland Hilft e.V. - Thilo Reichenbach
    Micropayment: Aktion Deutschland Hilft e.V.
    Aktion Deutschland Hilft e.V.

    Thilo Reichenbach

    Head Specialist Team Brand & Online

    "ItÂŽs very important to us that our credit card donations can be processed reliably and in complete safety.
    Our benefactors are sure of this, thanks to Micropayment." [ read interview ]

    more product reviews
  • smartsteuer - Jan Stanetzki
    Micropayment: smartsteuer
    smartsteuer GmbH

    Jan Stanetzki

    managing Director

    "The online payment system should be quick to integrate and easy to test.
    It should be directly integrated to be able to process credit card payments without any problems." [ read interview ]

    more product reviews
  • wikimedia - Till Mletzko
    Micropayment: wikimedia
    Wikimedia Germany

    Till Mletzko

    Lead Fundraising

    "Micropayment supports Wikimedia during transactions for once-only and regular credit card donations.
    These donations are largely derived via the online donation campaign in Wikipedia." [ read interview ]

    more product reviews
  • viprize - Matthias Hitzfeld
    Micropayment: viprize
    VIPrize GmbH

    Matthias Hitzfeld

    managing Director

    "Micropayment provides us with the data we need to optimise our business model and in addition,
    helpful suggestions for further configuration levels." [ read interview ]

    more product reviews
  • Entsorgung Punkt DE GmbH - Marcus Seidel
    Micropayment: entsorgung
    Entsorgung Punkt DE GmbH

    Marcus Seidel

    managing Director

    "As a reliable business partner, Micropayment helps to offer our services safely,
    allows an individual integration into our online shop and supports always our controlling." [ read interview ]

    more product reviews
  • Internetdienste GmbH - Benjamin Akilli
    Micropayment: Internetdienste GmbH Internetdienste GmbH

    Benjamin Akilli

    VP Sales

    "We are very glad that we always have a personal, competent contact at Micropayment which
    we can contact if we need specific feedback on individual transactions." [ read interview ]

    more product reviews
  • tierschutz-shop - Marco Wibben
    Micropayment: tierschutz-shop
    VETO Tierschutz

    Marco Wibben

    Logistics, Finance & IT

    "Micropayment guarantees that the entire payment process is processed securely in our donorsÂŽ interests. [ read interview ]

    more product reviews
Hello, how can we help you?
individual advice

Are you interested in this payment method?

We can support you in the following points with a strategic partnership:

  • market-oriented realization of new products & projects
  • building strategic cooperation communities
  • planning, coordination and optimization of payment transactions
  • analysis and forecast of the current target market
  • figuration of your products in international markets

We would like to help you.

Best possible advice is our mission. We support you in the realization and marketing of your productse. Please call:

(0800) 5 770 371

free of charge from German landline

Integration made easy.

Do you have questions about our payment methods or about the use of our systems? Please contact us by e-mail. We will reply as soon as possible.

Merchants & shop owners

Conditions and prices

Your conditions depend on the line of business of the product or the service, the transaction volume and the average amount of the payment. With this information, our sales team is able to find the right condition model for your project. Contact us for your personal offer.

We are looking forward to your contact.

  Request a non-binding offer

Micropayment Logo
Micropayment explains briefly
recurring and one-time payments possible

With our credit card payment option, you can settle one-time and recurring payments. If you would like to monetize your subscription model in addition to one-off sales, this method of payment offers an ideal opportunity.

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Micropayment explains briefly
highest level of privacy through PCI: DSS Level 1 Certification

Micropayment GmbH is certified as a Payment Service Provider according to the strictest requirements of the credit card industry in Germany. Our Level 1 certification offers the advantage to not having to do the high expenditure for such a certification. We keep our systems up to date for your safety and the safety of your customers.

What is PCI: DSS Level 1?
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Micropayment explains briefly
oneClickPayment without own certification

OneClickPayment minimizes the payment process for follow-up transactions in an online shop for the customer to one click.

Micropayment allows you to offer OneClickPayment to your customers without any elaborate certification. We provide you with the relevant payment data with our PCI: DSS-certified payment system.

You do not come in contact with the sensitive credit card payment data and can still use this powerful payment method easily.

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Micropayment explains briefly
optional 3D process

Micropayment offers the possibility to use the 3D method for the credit card payment option.

The 3D method is an effective way to prevent abusive and fraudulent transactions. As a merchant, you will receive proof of purchase authorized by the cardholder's bank. Should a chargeback happen due to a misuse of cards, the bank of the cardholder is liable. This procedure protects you from a payment default when using the 3D method.

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Micropayment explains briefly
billing for native currency

For the credit card payment Micropayment has the option of billing in the currency of your customer. Ideal for international trade.

In order to settle the respective currency from EU and non-EU countries, a native currency terminal is provided for the respective desired currency. Thus, US dollars, Swiss francs and other, various currencies can be accepted. The cost of a currency conversion is eliminated for your customer as he natively pays in his own currency.

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Micropayment explains briefly
psp and acquiring from one source

If you want to offer your customers the opportunity to pay by credit card in your online shop, you have come to the right place. Because Micropayment works very closely with acquirers and can quickly provide you with a credit card acceptance.
You benefit from full service and improved conditions.

What is an acquirer?
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Micropayment explains briefly
MOSS report possible

Do you offer international / cross-border telecommunication services, digital services or TV services?
We support you with our billing system in the simplified submission of a VAT return with a view itemized by country and different VAT rates.

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Micropayment explains briefly
test mode available without own acceptance

You want to know what a credit card payment in your online store could look like?
Immediately after registering, you can use our test mode (even without your own credit card acceptance) and play through the individual steps. For this purpose, we are happy to provide you with the required test data.