Certified safety

Our payment procedures, including all security modules, are regularly audited and audited by independent companies.

Security modules for all payment methods

Micropayment actively protects merchants from fraudulent and fake transactions. Depending on the payment method and service, the relevant safety modules will be implemented or offered as an option. In the following, we would like to explain to you the details of these safety modules. If you have any questions, our customer service representatives will be glad to answer them.

Security modules for all payment methods

Blacklist

To minimize fraudulent activities, Micropayment uses internal blacklists.

Booking limits

You can set up booking limits when using payment methods of Micropayment.

High dispenser

If a person pays an unusually high sum, e.g. to a charitable organization as a donation

Whitelist

On a whitelist the same characteristics are listed as on a blacklist. Customers with the appropriate

PCI:DSS

Anyone wishing to process transactions by credit card online must comply with the credit card rules and regulations namend “Payment Card Industry Data Security Standard” (PCI:DSS).

Data security

Micropayment regularly has its IT infrastructure checked and certified by independent auditors, and therefore works to the highest possible German data protection standards.

IP blocking

The performance of a website can deteriorate significantly if it is always called up again and again in extremely short time intervals.

Seal (URL)

Micropayment offers an effective system to protect the parameters of the transaction in the payment windows against manipulation with the seal generator.

SSL

Data protection and security in data transmission are top priorities for Micropayment.

Refund

The Refund feature allows partial or full repayments to a customer.

Server location germany

Micropayment offers you full data security according to German law.

Reminder and collection procedure

Should it happen that one of your customers does not pay for their telephone bill.

Credit card multiple protected

3D-Secure

The 3D-Secure method provides additional security for online transactions via credit card.

Address Verification

With the Address Verification System (AVS) Micropayment offer an optional system for identity verification of credit card payments.

PCI Security

PCI DSS stands for Payment Card Industry Data Security Standard and was developed by the PCI Security Standards Council to curb abusive transactions in credit card payments on the Internet.

Scoring

For the payment option credit card Micropayment offers the possibility to score individual bookings.

Secure direct debit procedure

Bank account check

The optional bank account check from Micropayment increases the security of your direct debit payments in the most effective way.

Plausibility check

The plausibility check is part of the daily transaction monitoring.

SecurePIN

The optional SecurePIN from Micropayment for the SEPA direct debit payment option is an effective way to verify and identify a customer via telephone call.

SecureSMS

The optional SecureSMS from Micropayment for the SEPA direct debit payment option is an effective way to protect against abusive bookings.

Evaluation of cancellations

Micropayment offers partners using the payment option SEPA direct debit the possibility to carry out a cancellation evaluation.

Daily transaction monitoring

As a security module, Micropayment offers daily transaction monitoring especially for the payment option SEPA direct debit.