Direct debit - the eCommerce's classic payment method

With the SEPA Direct Debit payment processing system you can reach approximately 70 million private current accounts in Germany. Thanks to this enormous coverage SEPA Direct Debit is the most popular and common payment method found on the internet. This payment method is suited for billing any product - whether it is digital content or offline goods: You're always flexible with Direct Debit.

Direct Debit– intuitive & easy handling!
For your customers the payment process is more than easy: only the indication of account holder, bank code number and account number are necessary to start the payment transaction. After a successful data verification our system will pass the direct debit form to the bank's system. The requested transaction amount is now displayed in your ControlCenter.

Security through prevention measures
To prevent unwanted accounting errors, a plausibility check is run on the customer's indicated bank details. It is furthermore possible to use various "fraud prevention" features. We most certainly also use black- and whitelists of both internal and external application to verify all data. The analysis and evaluation of customer relevant data to classify risks minimizes failure of payments and the amount of reversed transactions. If a transaction has to be cancelled, modern dunning procedures and professional debt collectors will help you to retrieve your costs.

• Paymentwindow
• Technic
• Icons and Logos
• Conditions

Direct debit - Paymentwindow

Adjust all payment windows individually for your web presence using our Payment Generator. Amongst our essential features you can select among 4 styles whose background colour can be selected at will.

Instantly up and running on the web
Our payment systems are ready-made web solutions, making integration as easy as it can be. You can use our ready-made payment windows as an iFrame, pop-up or direct link. Our payment generator creates the complete payment URL for you in just a couple of clicks.

Customized and flexible API solutions
You can also access this payment method using our API interfaces. The programming of our interfaces gives you unbelievable freedom. Create your own design or use our payment systems as a subscription solution. Further information is available in our TechDoc Center.

You can choose and configure Paymentwindow once you've logged in to the ControlCenter.

The payment method Direct debit is offered in two versions:

Event

The "Event" module allows you to strictly separate purchase and delivery. After the customer successfully completes the payment process, we send the result to your server. Then you can initiate all the events. Activations, account credits and linking can be taken care of quickly and directly.
How does the "Event" module work? Download the quick guide

File

The "File" module allows you to effortlessly sell individual files. We take care of billing and securely deliver the content for you. Our content delivery systems are secure and patented with the European Patent Office. Whether you want to sell PDFs, MP3s, images or compressed files - the "File" module is the simplest and fastest solution.

API

Customized and flexible API solutions
You can also access this payment method using our API interfaces. The programming of our interfaces gives you unbelievable freedom. Create your own design or use our payment systems as a subscription solution. Further information is available in our TechDoc Center.

Direct debit - Icons and Logos

We offer our partners an extensive selection of logos and icons to help them integrate micropayment™ payment systems.

Conditions you can count on

Please find an overview of our current conditions below.
We don't charge installation or basic fees with our partners. A secure and timely payout is our top priority.

Direct Debit
country	fee	chargeback*	additionally per transaction*
Countries with EUR	Your individual offer.For an individual offer please don't hesitate to contact our sales team.   Sales hotline: (0800) 5 770 371 email: vertrieb@micropayment.de» on request	6,50 €	0,20 €

* standard conditions. For individual offers please contact our sales consultants

Additional Services
service	calculation	cost*
SecurePIN	per request	0,20 €
SecureSMS	per request	0,18 €
collection: processing	per collection	0,05 €
collection: success fee	base: amount of debit	15%
Refund	per request	0,08 €

* All prices are net prices.

Note: Micropayment™ retains a monthly security reserve of 10% (rolling reserve). This risk retention will be credited and paid out with the subsequent partner invoice.