Maintenance on 09/01/2021 from 7:00 am to 7:30 am. This may result in brief restrictions and outages of our services.

Maintenance on 09/01/2021 from 7:00 am to 7:30 am. This may result in brief restrictions and outages of our services.

Maintenance work on September 01st, 2021 from 7:00 a.m. - 7:30 a.m.

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The perfect symbiosis between Micropayment and Volksbank

An free account* for your payment transactions

Your gateway to the digital world: With the Volksbank virtual account, you can implement your business processes directly and have your entire capital at your disposal at all times.

The account with unlimited possibilities

Focused on the future

Your Payment Account 4.0

  • Habits change.
  • Shopping changes.
  • Paying changes.

When the world is in motion, you need stability. This is what our partner, Volksbank eG - Die Gestalterbank, represents since more than 150 years. Together, we have therefore developed a modern payment account for our customers that is geared towards the future. A digital account for digital business.

Convince yourself

The innovative account with many advantages

Not every advantage is new. But the sum of all added values combined in our new payment account 4.0 makes the difference.
Compare yourself:


Secure: Direct availability of turnover

Convenient: One account for all incoming payments

Transparent: Your company or organization name as account holder

Innovative: Solution without escrow account model

Fast: payment and account activation in one step

Digital: Identification via IDNow

Complete: incoming payments from third parties possible

And the best comes last:
* For the payment account 4.0 no basic fees or minimum sales are charged!


How does the new account work?

All incoming payments flow into your virtual account at the Volksbank eG.

  • Customer
    • The customer orders and pays for the goods or service
  • Customer bank
    Customer bank
    • transfers the money
  • Payment service provider
    Payment service provider
    • provides interfaces to transfer money
  • Merchant
    • Delivery of the goods or services

All incoming funds from your various payment methods end up in one account.
Your free payment account 4.0 can be accessed directly via Alexa, by the way, and informs you about your current cash flows on request.

Take off with Micropayment

Your account of the future in four steps

  • 1. Dealer contract
    1. Dealer contract

    You will receive a pre-filled contract according to your requirements, which you only need to sign.

  • 2. Identity check
    2. Identity check

    For your security, you perform the Video ID procedure via IDNow. Fast and easy on your own computer.

  • 3. Your new account
    3. Your new account

    Within three working days you will receive your new virtual bank account including access data.

  • 4. Activation of all desired payment methods
    4. Activation of all desired payment methods

    You will automatically receive our proven payment methods and start your business immediately.

The innovative account with many advantages

Comfortable and safe

The account with unlimited possibilities

In future everything at a glance: All payment methods will be bundled on only one account. So you can always see the success of your business immediately.


individualized advice

Ready for your next project?

  • Innovative solutions

    We offer you technically perfect online payment

    Innovative solutions
  • Service with passion

    We take personal care of your request

    Service with passion
  • Holistic consulting

    (0800) 5 770 371

    free of charge from German landline

    Holistic consulting<
  • Professional Partners

    We expand our services with strong partners

    Professional Partners